Apis & Heritage Capital Partners (A&H) is restoring the American Dream by helping low- and middle-income employees become owners of their businesses when sellers are ready to retire, ensuring continuity for businesses and prosperity for workers and communities. A&H converts profitable businesses with diverse, hardworking teams into 100 percent employee-owned enterprises by providing loans for upfront financing and consulting support to help new employee owners succeed. This model rewards the employees who have contributed to these companies’ success, giving them a stake in the company’s future growth and creating more resilient enterprises. To date, A&H has transitioned businesses with a combined value of $65 million to employee ownership, benefiting hundreds of workers and their families. With a large population of U.S. business owners planning to sell or retire in the next decade, A&H’s innovative model offers a ripe opportunity to close the wealth gap and build prosperity for Americans.